Auto Loan Rates
Unlock a Lower Rate
Earn a rate discount up to 1.25%* on your auto loan! All members are automatically considered for the following discounts:
- Direct Deposit Rate Discount
Set up yours and get paid up to two days earlier.
- Automatic Payment Rate Discount
Pay your bills on time, every time with Bill Pay! Find it in Online and Mobile Banking.
- 5+ Years of Membership Rate Discount
- Multiple Loan Rate Discount
Includes credit cards!
The rates below include a 1.25% APR* discount.
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Newer (2021 and Newer) Auto Loans
Term Period | Rates as Low As* |
---|---|
36 Month | 6.24% APR |
48 Month | 6.24% APR |
60 Month | 6.24% APR |
72 Month | 6.74% APR |
84 Month | 7.24% APR |
96 Month | 7.74% APR |
Older (2020 and Older) Auto Loans
Term Period | Rates as Low As* |
---|---|
36 Month | 6.49% APR |
48 Month | 6.49% APR |
60 Month | 6.74% APR |
72 Month | 6.99% APR |
84 Month | 7.49% APR |
96 month period loan term is available for loans over $40,000 on model years 2021 or newer.
*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of April 2024 .