Savings and Certificate Rates

Savings Rates

Effective Date: 05/01/2008
AccountAnnual Yield Dividend RateMinimum Opening Balance Minimum to Earn Dividends
Savings 0.50% 0.50% $25 $100
Kitty Club (11 & Under) 1.00% 1.00% $10 —
Money Maker
$0–$9,999 1.26% 1.25% — —
$10,000–$24,999 1.76% 1.75% — —
$25,000–$49,999 2.02% 2.00% — —
$50,000–$99,999 2.27% 2.25% — —
$100,000–$149,999 2.78% 2.75% — —
$150,000+ 3.04% 3.00% — —
IRA Accumulation 1.26% 1.25% $100 $100
Regular Checking 0.00% 0.00% — —
Super Checking 0.25% 0.25% — —

The rates appearing in this Schedule are accurate and effective for Savings and Checking Accounts as of the Effective Date indicated above. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact the Credit Union at (541) 858-7328.

Certificate Rates

Effective Date: 05/08/2008–05/14/2008
CertificateAnnual Yield Dividend RateMinimum Opening Balance
Saver's Choice and IRA Certificates
6 Month 2.73% 2.70% $2,000
12 Month 2.83% 2.80% $2,000
24 Month 2.93% 2.90% $2,000
36 Month 3.14% 3.10% $2,000
48 Month 3.44% 3.40% $2,000
60 Month 3.55% 3.50% $2,000
72 Month 3.65% 3.60% $2,000
6 Month 2.83% 2.80% $25,000
12 Month 2.93% 2.90% $25,000
24 Month 3.03% 3.00% $25,000
36 Month 3.24% 3.20% $25,000
48 Month 3.55% 3.50% $25,000
60 Month 3.65% 3.60% $25,000
72 Month 3.75% 3.70% $25,000
Special-24 Month 2.73% 2.70% $5,000
15 Month 2.83% 2.80% $5,000
Small Saver 12 Month 3.01% 2.98% $100
Jumbo (call for rates) — — $100,000

For Special Certificate accounts, the Dividend Rate and Annual Percentage Yield are fixed for the first year. After the first year, you may elect to adjust the Dividend Rate once to the current Dividend Rate offered for Special Certificate accounts. Thereafter, the Dividend Rate is fixed until maturity. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Penalties may apply for early withdrawals.

The rates appearing in this Schedule are accurate and effective for the Effective Date indicated above. If you have any questions or require current rate information on your accounts, please contact the Credit Union at (541) 858-7328.