Member Rewards

 

Our Member Rewards Program™ is simple and easy. Your reward level is based on combined savings, checking and loan balances. When you move to a higher reward level, you receive more benefits. As your relationship with Rogue Federal grows, you, other members and your credit union benefit.

Each month your reward level will be calculated and adjusted automatically. You just sit back and enjoy the reward!

HOW CAN I INCREASE MY REWARD LEVEL?

There are several ways to move to higher reward levels, often with just a single transaction. These are some simple ways to move toward a higher level of rewards.

  • Transfer your checking account to RFCU
  • Refinance your car, truck or boat with RFCU
  • Transfer your Savings Certificate or Money Market account to RFCU
  • Transfer your home equity loan to RFCU
  • Transfer your IRA to RFCU
  • Open a new loan with RFCU

Call us today at (541) 858-7328 for more information on our Member Rewards program.

MEMBER REWARD LEVELS

PREMIER (Aggregated loan and deposit balances of $30,000 and above*)

Benefits:

  • Free traveler's checks for two
  • Discounts on specified loan rates
  • No account opening fee
  • No monthly service fee for Super Draft Checking
  • No monthly service fee for Money Maker account
  • Free checks**
  • No transfer fee for overdraft protection from Line of Credit, Visa and savings
  • Free check copies (corporate or draft)
  • Free wire transfers into the credit union
  • No charge for stop payments on checks
    Plus, all of the benefits of Select and Classic.

Costs:

  • No cost to member 

SELECT (Aggregated loan and deposit balances of $5,000 to $29,999 or members under 24 or 55 and older*)

Benefits:

  • All of the benefits of Classic, plus...
  • No monthly minimum aggregated balance fee
  • Free coin-counting service
  • Free traveler's checks for one  

Costs:

  • One time $5 account opening fee

CLASSIC (Aggregated loan and deposit balances below $5,000*)

Benefits:

  • Checking with no monthly service fee
  • Free Internet Banking, Bill Pay and Call-24
  • No transfer fee for overdraft protection from Line of Credit and Visa
  • One free corporate check per day (issued for amounts greater that $1,000)
  • One free money order per day (issued up to $1,000)
  • No charge on all RFCU ATM transactions and up to 5 non-RFCU ATM transactions per month
  • Waived ATM card, check card and Visa credit card annual fees
  • Payroll deduction
  • Direct Deposit

Costs:

  • One time $5 account opening fee
  • $10 monthly minimum aggregated balance fee

ELECTRONIC (opt-in membership)

Benefits:

  • Checking with no monthly service fee
  • Free Internet Banking, Bill Pay and Call-24
  • No transfer fee for overdraft protection from Line of Credit and Visa
  • One free corporate check per day (issued for amounts greater that $1,000)
  • One free money order per day (issued up to $1,000)
  • No charge on all RFCU ATM transactions and up to 5 non-RFCU ATM transactions per month
  • Waived ATM card, check card and Visa credit card annual fees
  • Payroll deduction
  • Direct Deposit
  • No monthly minimum aggregated balance fee

Costs:

  • One time $5 account opening fee
  • $3 non-automated transaction fee
  • $3 check-cashing fee

For the first 90 days, all new Classic and Electronic accounts will fall into the SELECT category.

* Aggregated balances are determined by combining deposit and loan balances.

** Limited to 2 boxes of "Basic Image" checks per year, or $6 credit per box, up to 2 boxes of non-image checks per year.