Home Equity and Manufactured Home Rates

Effective Date: 04/25/2008
LoansAPR*Term
Home Equity Line of Credit 80% LTV As low as 4.75%1,2 Revolving
Home Equity Line of Credit 90% LTV As low as 5.25%1,2 Revolving
Home Equity Line of Credit 100% LTV As low as 5.75%1,2 Revolving
Home Equity Loan 80% LTV As low as 6.25%2 Up to 240 Months
Home Equity Loan 90% LTV As low as 6.75%2 Up to 240 Months
Home Equity Loan 100% LTV As low as 7.25%2 Up to 240 Months
Manufactured Home Loan As low as 8.50%2 Up to 240 Months

* APR = Annual Percentage Rate

1 The APR is a variable rate and may vary monthly with a maximum APR of 18%

2 Rate includes a maximum discount of 0.50% for having two of the following:

  • Payment made by automatic transfer
  • Maintain RFCU checking account with direct deposit
  • Premier status membership or having a membership at least 5 years

Online Calculators

For more information, please call our Home Loan Center at 858-7330 or 1-800-856-7328

The actual APR you will pay is based on your credit history. Consult your tax advisor regarding interest deductions. We have waived the title insurance, recording, flood determination and 1% loan fees. For manufactured home loans there will be a $25 loan processing fee. Loan rates and terms are effective as of the date listed above and are subject to change without notice.